About ExtMoney

Money clarity, without the surveillance.

ExtMoney is a privacy-first personal-finance app — built by engineers and security specialists who believe your financial life is nobody's business but yours.

Why we built ExtMoney

Most money apps quietly monetise you. Your transactions become ad targeting, your habits become a product sold to third parties, and the “free” app is free because you are the inventory. For something as personal as your finances, we think that's the wrong trade.

ExtMoney takes the opposite stance. It's a calm, private place to see your whole financial picture — accounts, transactions, transfers, recurring plans, savings goals and net worth — for yourself, your household or your business, in any currency. No ads. No data sales. Your records, exportable and deletable at any time.

The AI is there when you want it — dictate a transaction, snap a receipt, get a plain-language read on your spending — and completely absent when you don't.

RF
data stored in Russia
0
ads, trackers or data sales
6
languages in the app
What we stand for

Principles we don't trade away

The choices below aren't marketing — they're how the product is actually built.

Privacy first
No ads, no trackers, no behavioural profiling. We never sell or rent your data — our business is the subscription, not you.
Security by design
ExtMoney is built by people who break into systems for a living. Encryption in transit and at rest, hashed passwords, and every access boundary enforced on the server.
Your data stays put
Records are stored in Russia (Yandex Cloud), as the law requires. Voice recognition, receipt scanning and AI suggestions are processed in Russia too.
AI is optional
Voice entry, receipt scanning and spending insights are off by default and enabled only with your explicit, revocable consent. The app works fully without them.
You own your records
A free, machine-readable export whenever you want it, and a one-click, irreversible account delete. No lock-in, no ransom.
Honest pricing
A genuinely useful free plan, clear paid tiers, and a free 14-day premium trial that needs no card and ends by itself. No dark patterns, no renewals you can't see.

See your whole financial picture — privately.

Start free, no card required. Import your history from Mint, YNAB, Monarch and more.

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