What the reports show

Reports is a catalogue, not a single screen: each report answers one question, and you narrow any of them with the same filters (period, accounts, categories, members).

Where the money went

• Cash flow — income against expenses over time. The first place to look when a month felt wrong.
• By category — the breakdown, and the one report people open most.
• Largest transactions — sorted by size, no statistics. Useful precisely because it is dumb: it shows the big ones, not the unusual ones.
• Accounts overview — where the money is sitting right now.

Whether you are getting ahead

• Net worth — everything you own minus everything you owe, over time. The question a budgeting app usually cannot answer.
• Profit and loss, period comparison, trends — the same numbers asked in different ways: is this month unusual, and in which direction.
• Forecast — what the coming weeks look like if your recurring payments behave as they have.

How it is spent

• Treemap and heatmap — shape and rhythm of spending rather than totals.
• Cash against card, money flow (Sankey) — where money enters and how it leaves.
• Recurring payments — everything that repeats, with what is coming next.
• Goals — progress across all of them at once.

In a family or a team

• By member — who spent what. Available on the plans meant for shared use.
• Currency exposure — how much of your net worth sits in each currency, which matters as soon as it is more than one.

What your plan includes

The catalogue shows every report; the ones your plan does not include carry a lock and the name of the plan that opens them. The basics — cash flow, categories, largest transactions, accounts — are on every plan, including the free one.

Lowering your plan never deletes anything: the reports simply lock again, and the data behind them is untouched and waiting.