Notifications: what reaches you and where

Everything the app has to tell you lands in the in-app feed — the bell in the top bar. That one is always on. Every other channel is your choice, per type of event.

The channels

• In-app — always on, and the only complete record.
• Email — off for most events, on for the ones you would want in writing.
• Push — mobile, and the web app if you allow it in the browser.
• Weekly digest — one email with everything that happened, instead of one per event.
• A messenger — Telegram on extmoney.com, MAX on extmoney.ru. An edition offers exactly one, never both. Bind your chat once in settings and it works from then on.

Change any of it in Settings → Notifications, per event and per channel.

What the app tells you about

• Money. A transaction that is unusually large for you, a category that went over its budget, a debt reminder you asked for, a savings goal reaching its target.
• Your account. A sign-in from a new device, and anything about your subscription — it was charged, it is about to renew, a payment did not go through.
• Your team. Somebody accepted your invitation, joined, or renamed the team.
• Reviews of your money. The weekly summary, and the daily one if your plan includes it.
• Housekeeping. Transactions left without a category, a backup that failed, a plan limit you are about to cross.

Two of them cannot be switched off by email

A sign-in from a new device and a payment on your subscription still arrive by email even if you unsubscribe from everything. Both are the message that tells you somebody else is using your account or your card — a switch that could hide them would be a switch against you.

Turning it all off

Every email carries an unsubscribe link, and it works: one click and the app stops emailing you, except the two above. Your in-app feed and push are unaffected — they are separate switches.

Push arrives, then the app catches up

A push is a nudge, not the record. It can be missed, blocked by the system, or never sent at all if you denied permission — so the app also refreshes what it shows when you open it. If a push and the app ever disagree, the app is right.